What it means
Extra premium amount paid by higher-income Medicare beneficiaries for Parts B and D. Based on your tax return from 2 years prior. Starts at $109,000 individual / $218,000 joint MAGI in 2026.
Why it matters for Ohio beneficiaries
Whether you're new to Medicare in Ohio or comparing plans during AEP, terminology like "Income-Related Monthly Adjustment Amount" comes up repeatedly in Medicare paperwork, agent conversations, and the Medicare.gov Plan Finder. Knowing what it means helps you make decisions without getting lost in jargon.
Where to learn more
Looking for personalized help understanding how this applies to your specific situation? A licensed Ohio Medicare agent can walk through it with you — free of charge. You can also call OSHIIP (Ohio's free Medicare counseling program) at 1-800-686-1578, or browse our decision guides.