Plain-English answers to the 15 questions Ohio Medicare beneficiaries ask most often. Each page includes a quick answer, deeper explanation, and links to related guides.
Original Medicare (Parts A and B) does not cover routine dental care — no cleanings, fillings, dentures, or extractions for non-medical reasons. Most Medicare Advantage plans in Oh…
Read the answer QOutside the Annual Enrollment Period (October 15 – December 7), you can switch Medicare plans only if you have a qualifying Special Enrollment Period. Common Ohio SEP triggers incl…
Read the answer QIn 2026, Ohio Medicare beneficiaries pay a standard Part B premium of $202.90/month, plus a $283 annual Part B deductible. Most pay no Part A premium. Part D plans, Medicare Advant…
Read the answer QThe Medicare Annual Enrollment Period (AEP) runs October 15 through December 7 every year — including for Ohio residents. The Medicare Advantage Open Enrollment Period (MA-OEP) run…
Read the answer QOriginal Medicare does not cover hearing aids or routine hearing exams. Most Medicare Advantage plans in Ohio include some hearing benefits — usually an annual hearing exam plus an…
Read the answer QYes — you can have both Medicare and employer health insurance. Which one pays first depends on the employer's size: 20 or more employees, the employer plan pays first and Medicare…
Read the answer QSearch the partner directory at MedicareAgents.com by ZIP code, or use OhioMedicare.org's Find an Agent page. All licensed Medicare agents are paid by carriers, not by you — the co…
Read the answer QYes — for limited-income Ohio residents, Ohio Medicaid administers four Medicare Savings Programs (MSPs) that pay some or all of Medicare's Parts A and B premiums and cost-sharing.…
Read the answer QOriginal Medicare cannot be canceled — it's federal coverage. But Medicare Advantage and Part D plans can be non-renewed by the carrier or terminated by CMS. If this happens, you g…
Read the answer QOriginal Medicare (Parts A and B) and most Medigap policies move with you. But Medicare Advantage and Part D plans are county-specific — moving to Ohio almost always means you need…
Read the answer QNo. Medicare does not cover assisted living facilities or long-term custodial care of any kind. Medicare covers only short-term, medically-necessary skilled care — typically up to …
Read the answer QYes — Medicare prescription drug coverage is available through Part D, sold by private carriers in Ohio. You can get Part D as a standalone plan added to Original Medicare, or bund…
Read the answer QThe standard 2026 Medicare Part B premium is $202.90 per month — up $17.90 from $185.00 in 2025. Higher-income beneficiaries pay more through IRMAA, starting at $284.10/month for i…
Read the answer QYes. Ohio offers extensive free, unbiased Medicare counseling — primarily through OSHIIP (Ohio Senior Health Insurance Information Program) at 1-800-686-1578, plus 12 regional Area…
Read the answer QMost Ohioans first enroll in Medicare during their Initial Enrollment Period — a 7-month window starting 3 months before your 65th birthday month and ending 3 months after. Other w…
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